US Paycheck Calculator 2026

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Estimate your take-home pay after federal income tax, state income tax, Social Security and Medicare.

1. Enter Your Pay Information

Gross Pay Amount ($) Enter your pay before taxes and deductions.

Pay Frequency

Federal Filing Status

Work State

Tax Year

Additional Annual Income (Optional) ($) Other taxable income included in the federal estimate.

2. State Tax Estimate

Estimated State Tax Rate (%) A simplified estimate. You can change this rate to match your situation.

Local / City Tax Rate (%) Optional estimate for applicable local income taxes.

State rates are simplified estimates, not official state payroll withholding calculations. Some states use progressive brackets, deductions, credits or special payroll taxes. Check your state's current rules.

3. Calculate Your Take-Home Pay

Estimated take-home pay per paycheck

$0.00

After estimated taxes

Gross Pay Per Period$0.00

Total Taxes Per Period$0.00

Annual Take-Home Pay$0.00

Effective Tax Rate0%

4. Annual Tax Breakdown

Annual Gross Pay$0.00

Federal Taxable Income$0.00

Federal Income Tax$0.00

State Income Tax Estimate$0.00

Local / City Tax Estimate$0.00

Social Security (6.2%)$0.00

Medicare (1.45%)$0.00

Additional Medicare Tax$0.00

Total Estimated Taxes$0.00

Annual Take-Home Pay$0.00

How This Paycheck Calculator Works

The calculator annualizes your gross pay, estimates federal income tax after the applicable standard deduction, applies a simplified state and local tax estimate, and calculates employee Social Security and Medicare taxes. Annual estimates are divided by your selected pay frequency.

Social Security: 6.2% of covered wages up to the 2026 annual wage base of $184,500.

Medicare: 1.45% of covered wages, with no annual wage cap. An additional 0.9% Medicare tax may apply above the applicable filing-status threshold.

Federal tax: Uses 2026 federal tax brackets and standard deductions. Actual paycheck withholding may differ from annual tax liability.

This calculator is an educational estimate, not tax or financial advice. It does not include tax credits, itemized deductions, dependents, 401(k), HSA, health insurance, other benefits, unemployment insurance, or all state and local payroll taxes. Actual paychecks may differ.